Terms of Service

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Effective Date: 19 September 2025

Business Name: Malo Consulting
Website: Maloconsult.com

1. Acceptance of Terms

By accessing and using our website and consulting services, you agree to comply with and be legally bound by these Terms of Service. If you do not agree with these terms, you should not use our services or website.

2. Description of Services

Our business provides consulting, coaching, and mentoring services to individuals and organizations in the areas of career development, military transitions, small business development, and lifetime career planning. Services may be delivered in person, virtually, or through other agreed-upon methods.

3. Client Responsibilities

Clients agree to:

• Provide accurate and complete information as requested.
• Actively participate in sessions and follow through on agreed-upon tasks.
• Respect all deadlines and payment schedules.

Failure to fulfill these responsibilities may impact results and may lead to suspension or termination of services.

4. Fees and Payments

• All fees are due as agreed upon at the start of service.
• Subscription-based services may auto-renew unless canceled prior to the renewal date.
• Failure to make timely payments may result in suspension of services until payment is received.

Details about fees, payment plans, and renewal terms are outlined in your signed service agreement.

5. Cancellation and Refund Policy

Clients may cancel services by providing written notice as specified in their agreement. Refunds will only be issued in accordance with the cancellation policy stated in your contract or subscription plan.

6. Confidentiality

We respect the confidentiality of all information shared during consulting sessions. Information will not be disclosed to third parties without client consent, except as required by law or to prevent harm.

7. Limitation of Liability

We are not liable for any indirect, incidental, or consequential damages arising from the use of our services. Results are not guaranteed and depend on client participation and other external factors beyond our control.

8. Intellectual Property

All materials, guides, templates, and resources provided remain the intellectual property of our business. They may not be copied, reproduced, distributed, or sold without our prior written consent.

9. Termination of Services

We reserve the right to terminate services if a client violates these Terms of Service, engages in unlawful activity, or fails to make agreed-upon payments. Any outstanding fees remain payable after termination.

10. Governing Law

These Terms of Service are governed by the laws of the state of Georgia in which our business is registered, without regard to conflict-of-law rules.

11. Changes to Terms

We may update or modify these Terms of Service at any time. Any changes will be posted on this page, and continued use of our services indicates acceptance of the revised terms.

12. Contact Information

If you have any questions regarding these Terms of Service, please contact us at:

Email: info@maloconsult.com
 

Address: 1201 West Peachtree Street, NW Suite 2300A PMB 1213

Atlanta Ga. 30309 USA
Phone: 1-866-722-2150